100% (all-in) Commercial Financing

Non-Recourse JV Lending – Direct Lender owning a redeemable interest to insure project’s completion.

Horne, Young & Lambert is a full-service commercial finance underwriting agency in NYC specializing in “100% Commercial Project Financing” – Non-recourse JV (all-in) Commercial Financing.

Working with

MAKE-SENSE UNDERWRITING

VESTED EQUITY OWNERSHIP

LONG-TERM PASSIVE INVESTMENT

HORNE, YOUNG & LAMBERT – “Underwriter of The Americas”

(844) 544-2700 / [email protected]

Commercial Project Finance Underwriting

COMMERCIAL  CONSTRUCTION  100%  FINANCING  

Talk w/ Us (844) 544-2700  …NO OBLIGATION – JUST SOLUTIONS! 

UNDERWRITER for ‘The Americas’ (USA and Beyond)
$35,000,000 to $350,000,000+

Call (844) 544-2700 / [email protected]

MEGA Cash-Flowing Projects in the USA, Canada, Mexico, Central America, The Caribbean Islands, & South America

Talk w/ Us (844) 544-2700  …NO OBLIGATION – JUST SOLUTIONS! 

LARGE PROJECT 
100% (all-in) JV FINANCING


COMMERCIAL  CONSTRUCTION  | 100%  FINANCING  
UNDERWRITER for ‘The Americas’
 (USA and Beyond)
$35,000,000 to $500,000,000+

MEGA Cash-Flowing Projects in the USA, Canada, Mexico, Central America, The Caribbean Islands, & South America

JV Financing Wins-out Over Bank Financing In 3 Ways

1.  Banks do NOT pay 100% of the Project’s Actual Construction Cost, plus advancing  from 2 to 3 years of loan payments, and

2.  Banks do NOT return borrower’s up-front escrowed money after just 12 months following the loan’s initial funding date, and 

3.  Banks also do NOT ‘graciously’ provide their borrowers with 30% Vested Equity Ownership in Project at NO additional cost.  

JV Partnerships can do all these things and more… with the lender as a 40% JV Partner standing side-by-side; ensuring that the project is completed as planned.

Referring a $50 Million Dollar project = $500,000 Commission 
(with NO License needed).

Referring Brokers . . . Referring a $50 Million Dollar project = $500,000 Commission 
(with NO License needed).

Can You Imagine Earning 1% (of ALL) Project’s Financing?

Can you imagine earning a full one percent (1% Commission) of 50 Million Dollars, earning you a ‘Cool’ $500,000 Commission?

No Licensing Required 
Full Back-Office Support Team
Complete Training & Support


Join our team of REFERRAL BROKERS working part-time from home, referring their friends, business associates, and family to become passive investors in long-term cash-flow deals.
One REFERRAL per Year is ALL You Need!   Paying You From $350k to $500k

Follow Our System, and We GUARANTEE It!

No Licensing Required 
Full Back-Office Support Team 
Complete Training & Support

Talk w/ Us (844) 544-2700 

…NO OBLIGATION – JUST SOLUTIONS . . .

JV Partnerships can do all these things and more… with the lender as a 40% JV Partner standing side-by-side; ensuring that the project is completed as planned.

THINK ABOUT IT … 
Imagine being a seasoned Builder/Developer who joins a JV Partnership with your lender to complete a project costing $35m to $50m  . . .  up to $350+m for iconic destination resort projects. 

Then, imagine owning 30% Vested Equity in a $50m project …where after only 15 months, your $650.000 upfront escrowed funds are 100% returned to you.

Knowing that in a few years, when the project is completed, you have 30% vested ownership of a $50m+ property, and you get 30% of the project’s long-term cash flow profits, as your ongoing equity stake continues to grow with the property’s increasing value.

A true ‘Win-Win’ for both the Developer and the REFERRING BROKER . . . earning One Percent (1%) of the project’s entire funding. . . 


Contact Jane Anthony at:
[email protected]

Talk w/ Us (844) 544-2700 

…NO OBLIGATION – JUST SOLUTIONS . . .

International Investment Banking – Joint Venture (JV) Commercial Project Financing

Non-Recourse 100% (all-in) Construction Project Financing

ALL-IN FINANCING
Construction Development 
(Large Project Financing)

JV Financing From $35,000,000 to $350,000,000+

Talk w/ Us (844) 544-2700  …NO OBLIGATION – JUST SOLUTIONS!

[email protected]

What Makes ‘JV Financing’ Different From ‘Bank Lending’? 

To begin with …
Banks Do NOT Pay-Out  
100% of the Project’s Cost, 

Plus, Banks Do NOT Return the Investor’s Up-Front Money, 

Banks Also Do NOT Provide the Investor with 30% Vested Equity Ownership in the Project!


Traditional ‘Commercial Bank Financing’ differs from a 100% JV-Partnership where the Lender is a 40% Equity-holder.

These FACTS especially matter and ‘amplify in magnitude’ when you are financing over $50,000,000!

*  Banks and other ‘Institutional Lenders’ are NOT your Partners & NOT your FriendsInstead, the bank’s regulators tend to Lord-Over-You as your ‘FINANCIAL LANDLORDS’

JV Financing allows developers to create MEGA cash-flowing long-term projects while sharing the project’s profits with mitigated financial risk.

* ‘Construction Lending’ is normally 
‘Full-Recourse Financing’, requiring ALL Borrowers to sign ‘Personal Guarantees’.

JV Financing is ‘NON-RECOURSE LENDING’ with NO Personal Guarantees Whatsoever!  

* Having your lender working “side-by-side” as your JV-Partner is much different than you working with institutional lenders who simply originate the loan and ‘sell-off the servicing’. 
…leaving your loan to bounce around from servicing provider to servicing provider??

Banks and Institutional Lenders May NOT be there with you ‘over the long haul, …with JV Financing the Lender is Your #1 Partner!

* Banks normally require a ‘Down Payment’ and other money from you … “all-in” from between 10% to 20%(+) of the project’s total completed cost (depending on credit).  

Thus, with a $50m ground-up construction project, you’d be looking at a down payment and other out-of-pocket expenses likely to be in the range of $10m to $15m.

Wind turbines standing on a grassy plain, against a blue sky.
The sun shining over a ridge leading down into the shore. In the distance, a car drives down a road.

What is expected from a JV Partner:

JV Passive Partner pays less than 1.5% upfront…  

For a $50m Loan the escrow is only $650k = equaling just 1.3% Down.

* Banks Don’t Return Paid Fees /Expenses Unless the Project is ‘Declined’ by the Lender.

With a JV Partnership, the JV-Partner put $650k (as their Participation Fee) into a Top Law Firm’s Trust Account,  which is 100% reimbursed 12 months after initial funding.

JV Partner places $650 in the Top Law Firm’s 100% Insured Trust Account, thus initiating the funding process for a $50m financing facility. 

Escrowed $650k is reimbursed 12 months following the loan’s initial funding date. 

*  Banks Do NOT Cover the FULL Costs. Instead, ONLY 80% to 90% of the Project’s Actual Costs – LTV (Project’s Loan-to-Value).    The lender pays 100% of Project’s Full Cost, Paying 100% Loan-to-Cost (LTC) & Interest!

* Banks Do NOT Guarantee that the Project is Finalized. Whereas JV Financing Nearly  Assures the Project’s Completion with the Lender as your #1 Primary (40%) JV Partner. 

This JV Partnership Minimizes your Financial Risk and Assures the Project is Completed.

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