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No Upfront Application or Underwriting Fees
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Underwriter of The Americas
100% (all-in) Commercial JV Project Financing. Throughout North and South America ... USA, Canada, Mexico, Central America, Caribbean and South America...
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Leading Commercial Finance Underwriting Agency

Funding your next large-scale project.
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Zero Upfront Cost for  Pre-Approval
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The Horne, Young & Lambert Guarantee

Horne, Young & Lambert has unique resources, intellectual property, proprietary knowledge, information, and key contacts with experience in a wide range of areas in finance, thereby allowing it to successfully structure its project financing up to $500,000,000+.

This is accomplished by way of Horne, Young & Lambert’s lender monetizing financial assets, such as cash-backed MTN bank guarantees, utilizing them as collateral to provide non-recourse commercial development financing.

Horne, Young & Lambert guarantees to perform faithfully and industriously to the best of its ability, experience, and talents for the reasonable satisfaction of its clients. Such duties shall be provided at place(s) as the needs, business, or opportunities of a project may require. 

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Why Choose Horne, Young & Lambert?

  • Delegated international underwriter for a direct lender.
  • Financing is available for projects ranging from $40 million to $500+ million.
  • 100% loan-to-cost (LTC) construction financing.
  • No upfront underwriting or application fees.
  • Zero upfront cost for project pre-approval.
  • Global underwriting reach, including exclusive European legal backing.

What You Can Expect

A passive investor is fully vested from day one; thus, the investor‘s percentage of equity is permanently held by title to the JV partnership for the benefit of the investor and cannot be lost or stolen. 

Full Project Financing

Horne, Young & Lambert offers 100% LTC financing, covering 100% of the entire construction budget for large commercial development projects ranging from $35 million to $500+ million intended for long-term holding for cash flow.

Ideal Project Range

Funding is available for projects from $35 million to $500+ million, which is suitable for large-scale iconic ventures like Caribbean destination hotel resorts, high-rise senior living facilities, multi-family complexes, etc. 

Non-Recourse Structure

Your non-recourse lender protects you as a JV partner, meaning you are not personally liable for the project financially beyond your initial participation investment in the project. 

Equity Ownership Opportunity

A passive investor immediately acquires a 5% equity stake, giving them fully vested project ownership and sharing in the project‘s long-term financial returns. 

Simplified Approval Process

As the lender‘s underwriter, Horne, Young & Lambert streamlines the evaluation and approval process, thus accelerating the project‘s financing timeline. 

Global Scope

This program is ideal for commercial contractors, developers, and entrepreneurs worldwide wanting to safely participate in large projects with strong revenue potential and sound fundamentals. 

Partner with Us

Join today as a passive JV partner in a 100% financing project with the passive investor having 5% (or more) vested equity in a 100% shovel-ready commercial development. 

  1. To qualify, a JV partner must provide proof of funds (POF) for $350,000. 
  2. Potential JV partners enjoy full transparency in vetting the entire process, by personally meeting with both the direct lender and Wolf Theiss law firm to ask any and all questions. Wolf Theiss is one of Europe’s leading law firms, with 320+ attorneys in Central, Eastern, and Southeastern Europe (CEE/SEE). Wolf Theiss is top-ranked as a level 10 top-rated law firm. 
  3. JV partner’s $350,000 is DOUBLE PROTECTED. First, you have the lender’s financial guarantee undertaking. Plus, as a Level-10 law firm, Wolf Theiss is required by law to put in place a newly issued insurance policy to completely insure their attorney’s escrow account.  Problem Solved!
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Our New Projects

Wyndham luxury hotel project that is all teed up and ready to go…just waiting on a new JV partner. Upon the project‘s completion, the JV partner‘s $350,000 escrowed funds will have earned them 75% ownership of a $50+ million cash–flowing project and its long-term financial interests and final sale profits. 

175-unit (ALL-INCLUSIVE) condominium community in Southern California costing over $60,000,000 to construct, open, and operate successfully. This is an amazing project done in a Spanish motif, complete with palm trees & a relaxing lakeside beach, offering $7,000,000+ annual revenue.    

Next Steps

Are you interested in exploring JV partnership opportunities or learning more about project qualifications?

Contact Horne, Young & Lambert’s underwriting team directly to discuss how you can participate. Speak to Jane Anthony or one of the other professional consultants to get all the facts. 

Contact Information